Heritage Wealth Managers News

In 2008 the first baby boomer applied for Social Security.  Are you one of those who will follow?  If so, how will you generate income from your assets so that Social Security income is merely a supplement to your main source of income?  How can you determine how large your asset base will need be in order to provide the lifestyle that you desire?  The answer to these questions may lie in “The Income for Life Model™”.  Click on the banner below to learn more.  Once you have explored this site, you are ready to speak further with your advisor about your own personal income for life strategy.

 

For many years you have likely heard and used the term ROI, meaning your return on investment. Now, as you move to the next phase of your life, your focus will begin to shift from rate of return on your investments to how those investments will produce income for you. A NEW ROI will become important – your reliability of income.

This unique profile is designed to help you and your advisor develop the most reliable income plan designed for your needs. The questionnaire part of this profile will measure two key factors, the value you place on a guaranteed income stream (your Guarantee Factor†) and your sensitivity to volatility within your retirement investment portfolio (your Volatility Factor).

After speaking with your advisor, please take a few moments and click on the graphic above to complete the profile’s questionnaire, then calculate your scores on the results pages. Your Guarantee Factor and Volatility Factor scores can be used to help develop strategies for your customized income plan.

 

Market Holidays:

When abbreviated Market Days exist, such as the Friday following Thanksgiving Day, our office may close with the Market’s closing time.

Securities offered through Securities America, Inc., a Registered Broker/Dealer, Member FINRA/SIPC, John Czajkowski, Registered Principal.  CA Insurance License #0B21151.  Advisory services offered through Securities America Advisors, Inc., an SEC Registered Investment Advisor, John Czajkowski, Financial Advisor.  Heritage Wealth Managers and Securities America companies are unaffiliated.  John B. Czajkowski is securities licensed in Alabama, Arizona, California, Colorado, Connecticut, Florida, Illinois, Indiana, Michigan, Minnesota, New York, Ohio, Oregon, Texas, Washington and Wisconsin and is insurance licensed in Arizona, California, Colorado, Florida, Illinois and Wisconsin.

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